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Services

What We Do

For Business Owners
wealth management

Wealth Management

As profitable businesses accumulate wealth, a strategic focus on managing that wealth becomes increasingly important. The team at D.H. Roberts Financial Group Inc. has considerable expertise and training in this specialized area.

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We provide our clients with:

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  • Professionally managed investments that minimize risk, provide diversification and generate effective yields

  • Thoughtful advice for a smart, secure, long-term wealth management plan

  • Estate and succession planning that addresses efficiencies and enables greater returns

Financial Planning

Whether you are a seasoned business owner or in the early stages of building your company, creating a financial plan is the best way to maximize your investment. D.H. Roberts Financial Group Inc. works with business owners to create a customized plan that minimizes risk and leverages opportunity.

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Our knowledge of the Canadian financial landscape is extensive and we are committed to using that knowledge for the benefit of our clients. Some examples of what we do are:

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  • Corporate investment planning and portfolio diversification

  • Preparing financial contingencies

  • Managing debt and leveraging profit

  • Maximizing dividends

  • Incoming splitting and tax planning

financial goals
risk managed investing

Insurance Planning
and Risk
Management

In any business, there are inherent risks. However, with the right planning, those risks are minimized and managed. We work with business owners to protect themselves, their families, and their investments by planning for events beyond their control.

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Our insurance options cover a range of needs aimed at reducing stress and ensuring proper coverage. They include:

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  • The death or disability of a business partner

  • Coverage to protect personal loans and corporate debt

  • Income protection in the event of a serious illness

  • Shareholder agreement protection

Employee Benefits
and Pensions

Creating the right employee benefits and pension plan is a strategic approach to attracting and retaining employees at all levels. However, it must also be versatile and sustainable for the business offering the plan. At D.H. Roberts Financial Group Inc., we work with businesses to avoid unnecessary costs while, at the same time, ensuring employees receive a competitive plan.

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We provide:

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  • Options that reflect what is current and affordable

  • Recommendations that align with the needs of the business

  • Competitive packages for employees

  • Support for communicating plans to employees

disability insurance
succession planning

Succession Planning

Whether you are just starting a business or preparing to wind down, identifying a succession plan is vital. We work with business owners to create seamless transitions that will not interrupt the flow of their work

or impact customers. Examples of what we do include:

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  • Identifying objectives

  • Reducing risks

  • Addressing tax implications

  • Ensuring successful transitions

  • Key person insurance planning

For Professionals

Wealth Management

D.H. Roberts Financial Group Inc. works with individuals and families to create customized wealth management strategies. We understand that financial prosperity is not only the result of what you earn, it’s also the result of what you keep. Our goal is to work with clients to create an efficient and astute wealth management plan that includes the following:

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  • A diverse and professionally managed portfolio

  • Effective yields

  • Assessment and management of risk

  • Efficiencies in estate and succession planning

First home savings account
high yield investing

Financial Planning

Financial planning balances the needs of today with the goals of tomorrow. Finding that balance is a core strength of D.H. Roberts Financial Group Inc. Regardless of where you are in your career or work life, we will help you:

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  • Define retirement goals, including your desired age for leaving the workforce

  • Assess current financial status and future income potential

  • Secure the right investments while weighing personal goals and stage of life

  • Assist with estate and trust needs

  • Design the right financial future

  • Transfer wealth among generations as efficiently as possible

  • Maximize yield

Estate Planning

Estate planning is a proactive measure that considers all assets accrued during your lifetime. Examples include, investments, property, and pension funds. We work with our clients to ensure estates are well planned, coordinated, and that its value is maximized through reduced taxes and other expenses.

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We will also work with you to ensure that the assets of your estate are divided according to your wishes in the event of your passing. This type of planning will save your loved ones a great deal of stress and allow them to reap the benefit of all that you have worked so hard to achieve.

estate planning
Life insurance

Life Insurance
Planning

Insurance needs vary throughout our lifetime. However, like financial planning and estate planning, the key is to identify proactive solutions to ensure you, your family, and your investments are protected. D.H. Roberts Financial Group Inc. has a comprehensive selection of insurance products to meet your needs. We can help you assess those products based on your financial and personal situation. Our goal is to assist you:

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  • Evaluate your financial and personal needs

  • Protect yourself, your investments and your family

  • Breathe easier knowing your needs will be met should an unplanned and unwanted event occur

Critical Illness and Disability Insurance

Critical illness insurance may provide you with a source of funds at a critical time in your life. Let’s talk about how a critical illness or condition could affect your family or business, and how you can include critical illness insurance in your financial security plan.

Critical Illness

Resources

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